Protecting yourself, your loved ones, your home or your business from unexpected events is a fundamental aspect of wealth planning. Yet, closing the gap on potential risks can be tricky without a comprehensive plan and process that seeks to methodically evaluate all potential risk factors. That’s why risk analysis is an integral part of our ongoing planning process.
When it comes to Life, Disability and Long-Term Care Insurance, there are no mulligans. You either have adequate coverage or you don’t.
But how much coverage is enough?
And how do you optimize cost-for-value across your various policies?
At DB&C Advisors, we apply our same consultative approach to your insurance and risk management needs. Our holistic perspective enables us to creatively help you plan for your insurance goals. For example, income replacement in the event of death or disability, can often be funded through multiple sources, including Social Security, a pension or other income sources, effectively reducing the amount of insurance you may need to purchase to meet your overall objective.
Since we are not affiliated with or beholden to any single product provider, we can seek the solutions that best meet your needs and represent the best cost-for-value across the universe of risk management and insurance solutions.
We work with many of the nation’s leading insurance providers to tailor life, disability and long-term care coverage to your specific needs, recommending only those policies and features that are meaningful to you and your family.
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